Bank of Canada Raises Key Lending Rate

The Bank of Canada has raised its lending rate by.25%.  It’s been a move warned of since April.  The rate is now at .75%.

It was a move made in response to the economic growth. “Along with stronger-than-expected growth, this has bolstered the Governing Council’s confidence in the outlook for the economy and inflation, Governor Stephen Poloz said.”  Inflation is expected to reach their 2% target within the next year.

The increase means Canadians will pay more when taking out a variable rate mortgage, or using a line-of-credit. The Canadian dollar is trading right now at .79 cents US in response.

Chief Economist at RBC Craig Wright believes this could be a return to higher lending rates.  “We’re going to see more, moving forward, assuming growth holds up,” he told CBC News.

Canadian economic growth is forecasted to be 2.8% this year, and drop to 2% in 2018.  It could drop as low as 1.6% in 2019.


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